Shelter-in-Place Stock Market Update 1.29.2021 – The stock market is down to an important support level.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

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Transcript

Hello, everybody, welcome to Friday. Unfortunately, it’s a Red Shirt Day today, the S&P 500 was down almost 2%. In total, there were some important pieces that happened today that I think are worth looking at. Let me share my screen here real quickly. So again, this is the Vanguard S&P 500 ETF VOO, we talked about this last couple of days. And you can see we have an all time high here.

Then a couple days ago, we had a pretty good down day, I said, once we had that it’s kind of having like a leg wound, you know, the market can’t run again, it’s not going to go straight back up. I told you yesterday that I thought it would come down, you know, I told you the other day that I thought it would come down to this level. And that’s exactly where we’ve come. So now it’s this is an important level, we’re down about 5%, you know, once you get down to this purple line here, and that’s very normal, down in this range is the 10%. And one of the issues that we are looking at here is that there’s not as much support underneath where we are right now, when you run straight up like this, you don’t spend much time at any one of the prices.

So we’ve got a, you know, a fair low support level there. So we could fall farther if we get through this. You know, and I’m not too worried about that this was a 10% downturn that turned into a fantastic run. So again, these downturns are very normal, we’ve now gone sideways for the Month of January, essentially in the S&P 500. That’s a good thing. We’ve built this big base here, be nice to stay above it and you know, kind of run up and then we’d have that to fall back on. But even if we fall back down, we’ll start to refill in some of this. And like we did here, the more base we can build underneath the price, the safer the market gets to a certain degree. And so I have no problem with what’s happening here. Please keep in mind that the structure, the bones of this market are one of the best I’ve ever seen. And they’re still there, you have zero interest rates, the 10-year treasuries that just barely over 1%, the 30-year treasuries at 1.8%.

That’s not going to attract a lot of money away from the stock market, it’s actually going to push money into the stock market. You know, banks aren’t paying anything, money markets aren’t paying anything, et cetera. That’s a really big deal. The vaccine is here seems to be working, it’s coming out slowly. If comes out quickly, that’d be great. But it’s it’s moving along. If that works, then we get this pent up demand coming out. And then we got the real big piece, which is this $1.9 trillion additional stimulus that’s talking about putting out even as early as next week, which could turn this market around quite dramatically if they do do that.

So I think, you know, things are fine. This is a normal part of the process. And I think this is what we need to have happen. If we’re going to have a great 2021 for the stock market, we need to build these bases. And we need to create this support level below that, so that there’s some logic to it, instead of just stretching up forever, you know what I think one of the biggest dangers is to really, really, really stretch up because the snapback and create a panic, and then people just really, you know, it turns into a 10 to 20% downturn, you know, instead of a 5 to 10% downturn. So I think this is a healthy piece. It makes me feel okay about what’s happening. Let’s see what happens on Monday. I think this is a very fascinating time to be watching what’s going to happen going forward. Thank you very much.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.