Shelter-in-Place Stock Market Update 1.19.2021 – Clean energy leads the way.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

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Transcript

Well, everybody, welcome to Tuesday. I hope everybody had a great three-day weekend, the market has come back really strong today, the S&P 500 was up .8%. And it was really led by some of the pieces that we have in our portfolio. If I look at all of our accounts together, we have about 67% in stock and the rest is in bond across the board. Yet our accounts are up 1.7%. today, according to my Think Pipes charts here. And so we did better than twice the rate-of-return of the S&P 500, even though we don’t have full exposure to the stock market. And that is because clean energy did really well and really took off today, as well as some of the other pieces that we have with the innovative technology and even the genomics.

So if you take a look at what’s happened so far this year, you know, the first week of this year was probably the best week, I have seen in the 35 years that I’ve been managing money, at least for portfolios that I’m managing. And then last week, we took some of that back, I said that was possible, I felt like that was sort of a healthy thing. Today, we made back everything that we lost last week, at least in total, every account’s can be a little different, and depends on what happened.

But in total, so I’m very happy with that and things are playing out kind of the way that I would expect, you know, we’re in an upward market. And when we get these downturns like we had, especially on Friday, you know, we get this pullback that happens. And you know, eventually that creates buying and everybody comes running in, talk a little bit about what happened last week, you know, most of that downturn came after Biden announced the stimulus plan that he wants to do the 1.9 trillion dollars. And so there’s an outlook on Wall Street, that, you know, we get too much stimulus, we’re gonna get inflation, and then the Federal Reserve has to start raising rates.

And if you recall from some of my previous, you know, posts, when they start raising rates, that’s when the market has more, you know, trouble, historically. And so, I will say that, we’ve been talking about the possibility of high inflation going all the way back to the 2008 downturn, it was the same concern, when they put out the different stimulus at that time to kind of save the economy and get things rolling, we, you know, ended up with a 12-year, you know, stock market run that, you know, ended with the pandemic downturn in February. And so we have not had inflation, and that’s what they’re concerned about, again, it’s very possible.

Certainly, you know, when you do these stimulus things, there’s lots of money that gets printed, there’s a possibility of, you know, the erosion of the dollar. Treasuries can sometimes, you know, go down in price, which makes the yield go up, which then makes them more attractive, et cetera. So, very legitimate concern. So it just has not happened at all, you know, in a really long time, actually, we haven’t had significant inflation for a while.

So be interesting to see how that plays out. But at the moment, things are doing quite well. And, and to a certain degree, you’re not going to have inflation, if they are filling holes in the economy. Because, you know, that’s what these stimuluses are about is just if they over do it, that’s what people are worried about. So just so you kind of know what’s happening out there. I’m not too concerned about that, just from the standpoint that, you know, predictions are mostly wrong.

So I try to, you know, do a reaction to what happens and, you know, right now, we got to react to the fact that the stock market is going up and up, and it’s very strong. And that the key driver, you know, for our portfolios is really clean energy. Genomics is doing well. Innovative Technology is doing well. Those are areas that are continuing to attract dollars, for obvious reasons. So these companies have the potential to do well or they’re doing spectacular right now, depending on the situation. So look forward to seeing what’s going to happen this week. Hopefully, things continue to roll. We see some good gains here too. So I will talk to you tomorrow. Thank you.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.