Shelter-in-Place Market Update 10.15.2020. Waiting for the market to settle down.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

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Transcript

Hello, everybody, welcome to Thursday, the S&P 500 was down .15%. Today, it actually opened up around 1% negative and went down a little bit more than that, and then spent the rest of the day kind of fighting its way back, almost got all the way back ended up, you know, a little bit of a downtrend right at the end. But I really was interested today to see kind of the breadth of what happened. So you know that the downturn was pretty shallow, but it was pretty wide.

So in other words, if you look at the 415, stock ETFs that I’m following about three quarters of them were down today, again, not a lot. But that breadth matters, too. It’s another piece to watch for, besides just how much something goes down, how many are going down. But probably the biggest story for me today really was two of our targeting indexes were up, we had the US construction piece that was up 1.2% today. And then we had the pet care that was also up today. And so I think that’s really interesting. Those were both chosen, because they did well in September’s downturn. And they’re doing what I would hope they would do in some of these down days. And they would continue to plod forward with some positive returns. And that’s a really powerful piece for the portfolios, you know, we don’t have everything in one place. And we’ve got some diversification there. And that’s what’s kind of showing, of course, bonds did pretty well today.

Treasuries have been on a run here for a while. And that’s good. We have a lot of treasuries, and they’ve been underperforming pretty badly actually, compared to the other bonds. Again, I keep treasuries in the portfolio, because they generally go up when the market goes down. Now one of the problems that will happen with treasuries right now is that the rates are so low, they don’t have as much room to go up. And so because when rates come down, the prices go up. But when there isn’t as much room to come down and rates, the prices don’t move as much, so they won’t be as spectacular as they have been in the past as a parachute. But they’re still better than a lot of the other things. When everybody’s really nervous about things, they don’t want to buy corporate bonds, they don’t want to buy municipal bonds, because they’re worried that those you know, entities won’t be able to pay. They want to buy treasuries, because there’s an expectation that the US would be able to continue to pay. So that paid off today as good. And that actually paid off this last couple of days where the markets been down.

The Treasury has been doing quite well. So I think we did pretty well today all together again, even though it was a down day. I think we’re just kind of waiting, the market seems to be settling down a little bit. And maybe he’s waiting for see what happens with the election. So we’ll see how this plays out. But I look forward to talking to you tomorrow and we’ll see what goes on then. Thank you very much.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.