Market Update: What To Watch Out For The First Few Weeks Of The Year

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

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Transcript:

Tom Vaughan:

Everybody The S&P 500 was down point zero 6%. Today almost flat as far as that goes, but the Dow actually hit an all time high today with the close, you know, again goes back to 1880. So, whenever it closes at an all time high, it’s kind of exciting. But we had a weird day with the NASDAQ down 1.4% and Small Cap stocks were up and what have you, I want to talk about some different things that I see that happen right at the end of the year, and right at the beginning of the year, where we are now. So generally speaking, at the end of the year, people are selling things to capture losses is called tax loss harvesting. And so what we saw, for example, was the Small Cap stocks taking a really big hit from really kind of mid November to mid December. And could be that part of the reason that was happening is because Small Cap stocks underperform for the year, there was a lot more people that had losses in those, and they were capturing those losses.

Now, be careful drawing, you know, conclusions from that – Small Cap stocks are horrible, well, maybe not. Because it could just be tax loss selling. Well, at the beginning of the year, people are doing just the opposite. They’re selling those things where they have really big gains. And so if you look at like the NASDAQ being down today, and companies like Apple and things like that having a down day, part of the reason could be that people are taking gains, because Apple had a good year has some gains. And people often will take gains at the beginning of the year. That’s what we do. We often work on the taxable accounts right at the beginning of the year, it’s what we did yesterday. And the reason is, because I’d rather take a gain right now, and then have a chance later on, if I have a couple things that don’t work out that I can sell for a loss to offset that gain gives me the whole year to kind of work that off if I can. And so that’s what’s probably happening, at least in my experience, and watching the market for a lot of years. Got to be really careful to draw conclusions from these timeframes, like you said, Oh, small caps are terrible last year, might not be correct. Hey, Apple, and big tech stocks could be terrible this year. Again, that might not be correct, either. Because it might have to do with taxes, and what’s happening there in terms of the sales and the buy.

So, you know, we’ll see what how this plays out. I do think this year is going to be a little bit nutty, just because of what’s happening with the virus and the supply chain issues and the labor issues. And then of course, the Federal Reserve, which is probably the biggest story of the year. So we’ve got some things coming up here eventually with earnings that should be coming out that probably will be pretty good. And then we’ll have you know, news more news from the Federal Reserve, you know, which might make the market a little bit rocky So be careful of trying to draw conclusions from what’s happening right now, in my opinion. So anyway, that’s what’s going on. Look forward to seeing you tomorrow. Thank you.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.