Market Update: October 5, 2021 Good Day Today, Debt Ceiling Vote Tomorrow

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

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Transcript:

Tom Vaughan:

Hello, everybody, welcome to Tuesday. The S&P 500 was up 1.05% today, which was great. If you remember back to Friday, we had a really good day on Friday. The market was up quite a bit, and then of course yesterday, the market was down quite a bit. So it’d be nice to see some follow through tomorrow, and have a couple of good days on the upside. We did have a little drop off at the end of the day. So we’ll see if that carries through one way or another tomorrow.


The house is working on a debt ceiling increase bill that they will pass through to the Senate tomorrow. And we’ll see how that vote goes, we’ll see how the market reacts to that. Lots of talk about kind of having a Friday deadline to get some debt ceiling piece through, Friday, of course, is the release of the jobs number. And if you remember, last month, really, we had 235,000 jobs when there was roughly 750,000 expected. That was the beginning really of this particular downturn that we’ve have going on right here. So this Friday will be important to to see what that jobs report is, if it’s a lot higher like they’re hoping or not. So, a couple pieces, a lot of data, that’s coming out right now as far as that goes.


I think one of the things that’s happening is you’ve got this scenario right now where there are some headwinds that really weren’t there before, and all these good things that are there were there before and they’re still there. Low interest rates, lots of money on the sidelines. Really no place else to go except for the stock and maybe the real estate market as far as that goes. And all of the good things that have been there as far as the market goes.


But, we’ve had some newer things. We have the Federal Reserve talking about raising rates and cutting back on purchases. We’ve got supply chain issues that are creating some problems. So, they’re lasting longer than was expected, and it’s affecting company earnings. If you can’t get the products to sell, and you were expected to get the products to sell, and you projected a certain amount of earnings, you might be missing those earnings as far as that goes. And the market has to adjust for that.


So I think in a normal timeframe, if you really look at kind of the pros and the cons of what’s going on the market it’s fairly balanced, actually. And I think we have a good chance of having a decent market, slow growth in that environment, because we’ve got some good things going on. But when you put the debt ceiling in there, it just kind of pushes it to the wrong side.


It is an issue that can be solved. It is more of a political technical issue than it is really, a situation where we can’t pay the debt, right? So that’s a huge, huge factor. Still have to be careful, because if they do somehow mess up the calculus here on trying to get something through, the results could be quite dramatic.


So again, we’ve got a little bit more conservative today. Kind of took some money off in this rally that happened today. I just felt like it’s still a good time to be a little cautious once the debt ceiling is resolved. Certainly can start to get back in, but I would be a little cautious here. I think that just makes sense as far as that goes. We’re certainly not really losing out on much over the last couple of weeks. The market is down some so that’s worked out okay, as far as that goes. So we’ll see how that plays out. But I look forward to seeing what’s gonna happen tomorrow. We’ve got this vote. How does the market react to that? I think that’d be quite fascinating. So look forward to talking to you then. Thank you very much.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.