Market Update: November 23, 2021 Something Interesting That No One Is Talking About

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

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Transcript:

Tom Vaughan:

Hello everybody, welcome to Tuesday. The S&P 500 was up .17% today. Dow was up, NASDAQ was down. I’d like to talk about the NASDAQ because it’s really interesting what’s happening, and so is down again, you know, yesterday and today, and has been on a really good tear for the past five or six weeks. Lots of news stories about it, because it’s the big area, it’s the Apple’s, it’s the big companies, the tech companies and what have you. And what has happened, you know, the stories have been whether it’s down because interest rates are up on the 10 year treasury, it’s down because the oil is up. Well, interest rates and oil were going up over the last five or six weeks, and the NASDAQ did really well.


I personally think it’s more of an issue of what’s happening with the individual investor. I think that they’re on vacation this week. And what’s left are the institutional investors who are more value oriented, in my opinion, and looking at some of these other stocks. The individual investors really excited about the tech stocks and the small tech stocks, the future technology, those types of things. And so when they go on vacation, you might see some pullback. And one of the things that they’re doing, that’s very interesting.
First of all, there’s a lot of them, it was a huge growth in individual investors last year, because people didn’t have anything else to do. And so one of the things that went on there was that they started to buy call options. So if I wanted to buy 100 shares of Apple, for example, I pay $1,600. If I want to buy a call for the same number of shares, and I want it to expire in a month, I only pay $86. If I wanted to expire, just you know, next Friday, it would be only $29. So it’s a cheaper way of having some control of that particular stock. And so that call might have been at $175, the current price is at $160, and if the current price goes up, the option price goes up and they could sell it you know, before it expires. And that’s how they make their money.


But the big impact that they have is that when they buy those call options, the big companies like Schwab and TD Ameritrade and fidelity and RobinHood, they have to buy shares, in this case in Apple in order to cover those calls that are being purchased. And so they’re having this huge impact on certain segments of the market. And so what I saw last year was during the holidays, we saw those segments kind of slow down, and then all of a sudden pick up again after so it’ll be really interesting to see what happens on Monday, and certainly what happens at the beginning of the year, because we saw a really good run at the beginning of the year, last year, after having some softness during the holidays in those areas.


So, I think this will be kind of fascinating, see how this plays out. Just a hunch that I have, we’ll see if it works or not. But if it’s true, it’s something that you know, theoretically, in these holiday periods, you could actually be purchasing some of these good growth stocks as they are coming down just due to the softness, waiting for that individual investor to come back with their call options and driving the price back up. So just kind of an interesting thing, as far as that goes. So that’s why we bought Apple yesterday, as you know, in a lot of our IRA accounts, it was actually up today. So but really, you know, that’s an area that I think will be pretty popular coming forward. Look forward to seeing what’s going to happen tomorrow. Thank you very much.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.