Market Update: May 3, 2022 Another Up Day

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.

Transcript:

Tom Vaughan:

Hello, everybody, welcome to Tuesday, the S&P 500 was up point 5%. In a second day in a row, we’ve had an update. The Russell 2000 was the bigger winner today, the Small Cap index was up 1%. Pretty good timeframe. But really, we’re kind of in a waiting day today, because tomorrow is when the Federal Reserve meets the meet to come out talk about, you know, what, they decided how much to raise rates, and then there’s a question and answer session, any positive or negative surprises, you know, that come out of these different comments that will be reflected in the market right away tomorrow. So be very fascinating to see what happens there and what they have to say. And I just want to emphasize, you know, kind of demonstrate really how important the Fed is here, because the Fed is the one organization institution here that has some control over what they say and do that can make a big difference to the economy and ultimately to the stock market.

So you know, on one hand, we have this very powerful American consumer right now save a lot of money during the pandemic, pay down their debts, and now they’re spending. And then on the other hand, we have these things that are kind of tamping down the economy, this COVID situation in China with the lock downs, the Ukraine situation. And of course, interest rates have already come up a lot, even though the Fed hasn’t moved rates, they’ve talked about it enough, and the market has moved rates. And so mortgage rates, for example, have gone up quite a bit, housing markets should theoretically slow down during this time period, which would obviously create a situation where it starts to come down. And so for example, if you look, just a couple weeks ago, the market was doing okay, starting to bounce back up. And then chairman Powell, Federal Reserve Chairman came out and said, hey, you know, we’re gonna raise rates, so half a percent and very aggressive talking about what they’re doing, market fell pretty heavily. And so what what the markets looking at there is, hey, we already have all these things that are trying to slow us down.

And now you’re talking about slowing this down some more, we’re worried that you’re going to do what you’ve done in the past a few times, which is over raise rates, and kick us into recession, and the market starts to react to that. So, you know, we can’t control China, we can’t control Ukraine. And so the Federal Reserve is one place that they can actually control again, what they’re saying and doing. So it’ll be very interesting to see how they work through this smart people, lots of good data. And so hopefully, they’ll be able to kind of find that middle ground to get us back into that kind of two to 3%. inflationary range. We’ll see how this plays out as far as that goes. But very important. Part of becoming a better investor is to really understand what the most important components are. The Federal Reserve is definitely in the top two or three, in my opinion in terms of how important they can be to the market. And you’ll see that tomorrow as the market responds to the to the comments and what have you to so look forward to talking to you tomorrow. I’ll tell you kind of what they said and what the market reaction was and what my opinion is about what happened there too. So look forward to seeing you then. Thank you very much.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.