Market Update: July 6, 2022 Market Responds Positively To Fed Minutes

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

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Transcript:

Tom Vaughan:

Hello, everybody, and welcome to Wednesday, the S&P 500 was up point 4%. Today, the Fed meetings came out for the minutes from the meeting that happened last month. market responded positively to them. I don’t think there was a lot of new news, there was an awful lot of talk inside the minutes about how the Fed was very willing to essentially create a recession or a big slowdown in order to fight inflation. They talked about that some in the past, too. So that wasn’t a big surprise. It is one of the bigger concerns. But since that meeting, we’ve had quite a few different things that have kind of softened up here. And one of the big things today was the price of oil fell below $100, got all the way down to $95 actually had hit a high of 130, you know, after the invasion of Ukraine, and ended up at $98 today. So ultimately, hopefully, that can push down the price of gas at some point in time. And that’ll take some ease off the inflationary pressure, of overseeing other signs and indicators of slowing.

One of the things that we do watch for is kind of these inverted yield curves where, for example, the two year treasuries right now paying more than the 10 year Treasury that’s fairly rare, and has happened fairly consistently prior to recessions. And that was happening today again, and it’s starting to become a bit more persistent. And that’s another thing that we look for in those inverted yield curves is that they stick around for a while, not just happened for one day, like they did back in March, the better signal from what I’ve seen in the research is really a three month treasury bill paying more than a 10 year treasury bond, that spread is still positive, meaning tenure, still paying more, although it has been narrowing, really just since probably early May. And so we’ll see how that plays out.

But the markets essentially saying, hey, you know, we’re seeing kind of slow downs. And they’re hoping that the Federal Reserve can follow along with that and start to slow down, you know, their at least their rhetoric, maybe some of the rate increases and those types of things. And I think the one thing we have to watch for, though, is the fact that the Fed might not do that, they might keep saying the same negative things. And that’s exactly what they did in the last meeting that kind of really scared the market, the market dropped quite a bit right after those meetings, because the market is seeing economic slowdown, and the Fed, at least in that last meeting wasn’t really acknowledging any of that. And it just continued to kind of happen. So that’ll be the big play here. We’ll have to see how this goes. You know, when the Fed does meet and come out and speak, they do not meet in August. So you know, we have the July meeting, and then they go to September for the next one. So anyway, looking forward to see what’s going to happen tomorrow and I will talk to you then. Thank you very much.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.