Market Update: July 18, 2022 Why We Should Watch Out For Force Majeure

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.

Transcript:

Tom Vaughan:

Hello, everybody, welcome to Monday, the S&P 500 was down a little bit over point 8%. Today actually was up as much as 1%. Really early in the morning, and then kind of held in there. But the news that seemed to drive it down the most was the fact that Apple announced that they’re going to cut back on hiring, starting in 2023. You know, so this has some concerns about the job market issues that could lead to recession. Sometimes you have to wonder if you know, you don’t get into recession, because so many things, people are thinking about a recession, you know, you get companies start looking at and say, hey, you know, we better be careful, because there might be a recession coming. Now, they’re not just doing this, you know, because other people are saying it, if you look at what’s going on with the leading indicators, I think a lot of companies are looking at this and saying, hey, you know, the two year treasuries higher than the 10 year Treasury, and the three month Treasury is pretty close. And the other leading economic indicators are eroding. So maybe this is a time to be more cautious with our forward looking outlook. Course, that can be a self perpetuating cycle where, you know, we started to see some downturn because of that. So we’ll see how that plays out.

I think the other thing that factored in today was certainly the situation with the natural gas deliveries from Russia, they have decided to cut back on a couple of different companies essentially, citing a thing called force majeure, which is just essentially, a contractual scenario where you can try to move out of that contract because of situations out of your control. Obviously, they look at this situation with Russia, Ukraine, sanctions and those things as being out of their control. So this is probably my biggest fear is what’s going to happen with natural gas, coal and oil coming out of Russia. Do they continue to start to pull back? The Nord one pipeline, which is the big pipeline delivers natural gas to Europe is down for maintenance, it was already scheduled, supposed to reopen this week. But there’s some fears as to whether it will reopen and such too. So, you know, Europe has some reserves of natural gas. But if that doesn’t reopen, that could cause a real problem. So these are things we’ll be watching for here. You know, it’s kind of interesting to me, if we didn’t have the situation in Russia, I think we’re good. I think this markets doing well, inflation is coming down. The Federal Reserve, as you know, can be less hawkish. It really is that situation there that’s causing a lot of the problems that we’re reacting to at this point in time. We did see the price of oil jump up a fair amount today, just because Saudi Arabia said that they weren’t going to, you know, rush out with new oil, essentially, they were going to go through the process, or that they go with OPEC plus and such too. So you know, different factors that are going on. A lot of it has to do with the same things. But nonetheless, I look forward to see what’s going to happen tomorrow. Thank you very much.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.