Market Update: March 16, 2022 Surprisingly Good Day

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

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Transcript:

Tom Vaughan:

Hello, everybody, welcome to Wednesday, the S&P 500 was up 2.24%. Today, second green shirt day in a row, very powerful Federal Reserve came out today said that they’re going to raise point, one quarter of a point on the interest rates. And they released their dotplot, which is kind of their guesstimate on how many points they think they might have to do for the rest of the year, which is not binding, but just somewhat interesting. And they said that maybe six more increases total of seven. That’s what the market was thinking was probably going to happen. So I think the market like that, I also believe the market likes the fact that the Fed is getting more in line on looking at inflation as the bigger threat. Because that’s certainly been what the market participants have been looking at. So having them get a little bit more aggressive, at least in their thought process of raising rates, I think has been well received.

The other part that’s interesting those obviously, it’s hard to tell how many rate increases you’re going to have in an environment where China’s locking down right now with COVID in this Ukraine situation, but there’s still some flexibility, they can meet every time and try to decide how much they want to raise rates. depending on what’s going on. Did they did mention they felt the economy’s quite strong could handle these rate increases. I thought that was important. One of the things that came out today was a study going back 70 years, looking at when the Federal Reserve raises rates for the first time, how long does it usually take before we have a recession? We don’t always have a recession. But how long does it take, if we do have one, the average is three years from the first. So that would be March of 2025. And theoretically, would be the start of the average recession after a first rate increase. The shortest period of time is 11 months from 1981. And the longest period of time was 84 months later.

I think one of the things that’s happening with this market right now is there may be a lot of correlations drawn with 1981. And we’re seeing a lot of talk about possible recessions happening in the very short term end of this year, beginning of next year, really within this 11 month term. Because that’s the timeframe, we had high inflation like we have now. And the Federal Reserve had to come in and really stamp on that. And in so doing, you know, knock down the economy summon such too, and that brought on recession a lot faster. This market is a lot different than 1981, the economy’s really strong. So that’s an important component of if you look back to 1981, you know, we didn’t have a pandemic, we didn’t have trillions of dollars that came out of stimulus, we didn’t have supply chain issues, to this degree, that are really hampering the, you know, supply of goods, we because the pandemic has happened, we’ve had the scenario where More money’s been going into goods and services, for example, people are traveling as much. And when that happens, you end up with more money chasing fewer things, and the price goes up faster. If we can get back to a situation where you know, get a more even spread of our monies, you know, as a country, inflation could drop, at least in that regard. So just from that standpoint, none of these were in the 1981 scenario that are here. And I could go on and on. There’s a lot of differences, because of the pandemic scenario that we’re in right now. And the Re-opening and all those different types of things. So I caution people from feeling that there would be a recession in immediate term here, the market seems to be, you know, factoring that in. And that’s partly why we’ve come down here some might happen suddenly watch for, I just would be really surprised because this is such a different situation.

I still think it would take an awful lot to turn this economy down from where it is. Now, personally, when we just had 7% gross domestic product growth for the fourth quarter, we have 11 point something million open jobs. Those are not recessionary signs. To me personally. They’re partly why we’re causing inflation. Because of this kind of hot growth. We did see retail sales come in a little bit lower today than expected. And so that’s something to watch for. We’ll see how that plays out. But overall, fantastic market saw the semiconductors make over 5%. Again, today, the SOS x index that we’ve been accumulating in these dips. We saw Microsoft and Apple make well north of 2%. Today also. So again, the money’s running into these growth arenas, just like it did yesterday, just like it did last Wednesday. I’ve been saying all along that that’s what we should be watching for where does the money go on the updates. So two updates in a row, very powerful, very, something really to look forward to hopefully this creates some stability for the market going forward. So I look forward to talking to you tomorrow. Thank you very much.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.