Market Update: January 27, 2022 Economy Up, Market Down

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

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Transcript:

Tom Vaughan:

Hello, everybody, welcome to Thursday, the S&P 500 is down point five 4% today, and really a whole bunch of interesting things happened at the beginning of the day the stock market was up based on the gross domestic product report came out fourth quarter was a lot higher than expectations. For the whole year of 2021 is the best year we’ve had in gross domestic product growth. Since 1984. We’re having great earnings growth. Of course, we had Microsoft the other day that just went bananas and still going up today, even in a down market went up yesterday in a down market. Apple just reported their earnings to nearly $124 billion worth of sales in one quarter, and $30 billion worth of earnings, which is a record for them. So they beat expectations. We’ve got all Intel, Tesla, all these companies beat expectations, some of those companies still go down, at least in the short term based on the guidance that comes after the earnings reports come out. That could happen Apple today, too. It’s up about 2%. Right now, after hours, we’ll see what happens. But really, you know, kind of an amazing timeframe for earnings. And we’ve had now the seventh quarter in a row, where majority of the companies have beaten expectations, which is pretty unusual.

So Wall Street is discounting the amount of earnings that companies are making on a pretty consistent basis in this environment. And I think we’re sort of seeing that in the stock market. And that’s one of my key thoughts is that the stock market is ratcheting its way down. Because of these expectations that things will happen with the Federal Reserve, which will ultimately intact earnings. And yet companies continue to come out and make the earnings, we’ve had inflation for a while now we’re still getting great earnings coming out, we’re still getting higher revenues coming out, I do think you have to pick and choose the companies love companies that can kind of you know, control their own destiny to a certain degree, like an Apple or Microsoft, for example, I think semiconductors fit into that category too, just because of the demand story that’s out there. And so that’s what’s happening right now, I think it’s a really interesting timeframe. You’ve got gross domestic product, growing earnings, growing, unemployment dropping today with that number also, in the stock market coming down. Those are key issues, you know, for me, that just tells me that, you know, we need to be patient, we need to kind of hang in there, see how things are going to go as far as that goes, try to take advantage of this, you know, doing some rebalancing, but really kind of understanding what’s going on behind the scenes.

You know, don’t get too concerned about what’s happening with the stock market until you start to see some erosion in the economy. And definitely, you know, we’re not seeing that we’re not seeing that in the leading indicators and all those different types of things. So, you know, at the moment with this is a stock market correction, which has been overdue, haven’t had anything in the neighborhood of 10% for you know, a long time now. So that’s this is going to be okay, as far as I’m concerned so far. We’ll keep watching it and see what happens as far as that goes. But look forward to seeing you tomorrow. If you get a chance you can join my show at 1215 to one o’clock. I do a summary of the market, you can send in questions during the show. So if you have something you’re curious about, that I’ve been talking about here and you want to, you know, bring it up on the show, that’d be great too. And look forward to seeing you then. Thank you

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.