Market Update: November 30, 2021 Is The Market Overreacting?

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

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Transcript:

Tom Vaughan:

Hello everybody, welcome to Tuesday. The S&P 500 was down 1.9% today. There’s really a couple of major catalysts that caused this. In the morning, we had some news that the Moderna CEO said that the Omicron variant, because of the number of different mutations that has, might have some bigger impact on the vaccines, so might be a little bit less effective. And then we had the Chairman of the Federal Reserve, Chairman Powell, speaking in front of Congress, talking about cutting back on their stimulus even faster, because they’re seeing a very hot economy with with a higher inflation number than they’d like. Those two don’t go together, because you have one group of people that’s worried that the virus variant might slow the economy down. And then you have the Federal Reserve talking in front of Congress, talking about cutting back on the stimulus faster, which again, which cut the economy down even faster. And so that’s why you end up with a 1.9% negative today.


Now, if you look at that, and you kind of break it down. First of all, as far as the variant goes, so far, throughout this entire pandemic, no matter what variant has been, or how big the spike has been, we’ve seen some pretty good stock markets, especially in those stocks that operate really well within the environment of a pandemic. So in other words, airlines, and those types of things could definitely take a hit here. But your software companies, technology companies, and all these things that have done quite well could do quite well in this environment, still. Matter of fact, Apple for example, was up almost 3.2% today, even though the market was down, because they’re having fantastic phone sales in China, for example.


So, those are things that are still going on, the economy still is moving along, we’ll have to wait and see. And then the other thing to think about here is the fact that the Federal Reserve might be talking about cutting the stimulus back faster right now, because they’re seeing hot numbers. But if those numbers slow down, and economy slows down, and inflation slows down, they’ll make adjustments to their plan. And they’ve done really well with that so far, actually. So I don’t think they’re looking to try to bring all this stuff to a screeching halt.


So these are just comments that are happening. They’re important, as far as that goes. But it seems like there’s a high level of fear in these markets. And this is where you really want to be able to focus on kind of that positive news to kind of offset that. The BioNtech CEO, who’s the company that, you know, got together with Pfizer to make the other major vaccine, talked about how he felt that the situation would be okay for the vaccine, and especially in terms of serious illness. Of course, the news focused on the Moderna portion, because that’s kind of how it works. But so let’s see what happens with this vaccine before we start getting too nervous. Let’s see what the Federal Reserve does, you know, in response to that. So anyway, that’s what happened today. Very interesting. Really good times to be an investor in my opinion. The market is still I think, in a good spot altogether, so we’ll see how this plays out. Talk to you tomorrow. Thank you.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.