Skip to content
Book an Appointment
Search
Retirement Capital Strategies
Retirement Capital Strategies
  • Getting Started
  • Testimonials
  • Learn More
    • About Us
    • FAQ
    • Managing Your Wealth
    • Helping You Retire
    • Maximizing Social Security
  • Talk Money with Tom
  • Contact Us
    • Contact Us
    • Book An Appointment
    • Ask Tom
  • Existing Clients
    • BlackDiamond Portal Login
    • Schwab Alliance
    • BlackDiamond FAQ
  • Form CRS
Retirement Capital Strategies
  • Getting Started
  • Testimonials
  • Learn More
    • About Us
    • FAQ
    • Managing Your Wealth
    • Helping You Retire
    • Maximizing Social Security
  • Talk Money with Tom
  • Contact Us
    • Contact Us
    • Book An Appointment
    • Ask Tom
  • Existing Clients
    • BlackDiamond Portal Login
    • Schwab Alliance
    • BlackDiamond FAQ
  • Form CRS
  • September 16, 2020

Shelter-in-Place Market Update 9.16.2020. Fed Reserve locked in rates until 2023.

Disclaimer - Read More

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.

Transcript

Hello, everybody, welcome to Wednesday, the S&P 500 was down almost a half a percent today, a bit of a rollercoaster ride today up and then down and whatnot. This is a fairly typical pattern for a day when the Federal Reserve is making announcements. They ended their meetings today. And they announced that they’re going to keep interest rates at near zero through 2023. That’s fairly incredible. I’d never heard of that before. Usually, they don’t talk about anything that far ahead. It’s hard for me to imagine how they can really, you know, make that happen, if there is inflation, but they also did announced that they would let inflation run a bit longer, which does allow them to keep the interest rates lower for quite a bit more

. And again, the market surged on this news, as we’ve talked about before, when rates are at zero, you know, bonds are, you know, not paying that much CDs, bank instruments, money, markets are all paying very little. And the stock market starts to capture some of that money, because even at a dividend rate, you know, two or 3%, that looks pretty good in this environment. So that was great. But then the chairman of the Fed reserve, Chairman Powell, had a news conference. And he said some negative things about the economy, he’s trying to get the Congress to pass another stimulus bill, which he thinks is needed to help the Federal Reserve in their process of trying to support the markets and the economy. And this has happened twice now, actually, you know, back when everything was falling, they didn’t say anything negative, because they’re trying to support and get people to come into the economy in the markets.

And then when things start to recover, they’ve been saying, he especially has been saying more negative things, as an attempt to get Congress to put out more money. So that’s okay. There’s nothing really wrong with that last time the market dropped on that same news conference. But it went up, you know, pretty soon thereafter. So I’m not too worried about what happened today. There was a little bit of rotation today, some of the areas that haven’t been doing very well, when I called the reopening stocks, especially energy. We’re kind of at the top of the list today. But let’s see what happens. This is really fascinating with this interest rate story, and I think it’s something to keep an eye on as far as that goes. It’ll make a difference from the investing standpoint. So I look forward to seeing what’s going to happen tomorrow, and I will talk to you about that then. Thank you.

Book an Appointment with Tom
Disclaimer - Read More

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.

Share:

Announcements:

Important Reminders About the September 5th Schwab Transition

Retirement Capital Strategies Launches Digital Studio!

Sneak Peek into Talk Money with Tom New Digital Studio!

Talk Money with Tom Fridays at 12:15pm Pacific!

Events:

More Posts:

PrevPreviousShelter-in-Place Market Update 9.15.2020. Two strong days in a row.
NextShelter-in-Place Market Update 9.17.2020. Market sentiment indicators.Next

We Help Our Clients
Build and Maintain their Wealth

  • About Us
  • Investing
  • Retirement
  • Social Security
  • Contact Us
  • Disclaimer
  • Media Disclaimer
  • Getting Started
  • Client Hub
  • FAQ
  • Form CRS: Client Relationship Summary
  • Investment Advisor and/or Firm Lookup

Follow Us

Facebook-f Youtube Linkedin
Book An Appointment

© 2020 Retirement Capital Strategies

  • Getting Started
  • Testimonials
  • About Us
  • Managing Your Wealth
  • Helping You Retire
  • Maxing Social Security
  • Client Hub
  • Talk Money with Tom
  • FAQ
  • Contact Us
  • Form CRS
  • Contact Us

Retirement Capital Strategies
1190 Saratoga Ave., Suite 140
San Jose, CA 95129
Tel: 408-551-6100
Fax: 408-551-6161

Facebook-f
Linkedin
Youtube