Shelter-in-Place Stock Market Update 12.2.2020 – Why you may want to look at online retail.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

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Transcript

Well, hello, everybody, welcome to Wednesday, the S&P 500 was up about .2% today. And what was really fascinating about today was that the UK authorized the use of the Pfizer vaccine. So it’s the first time this has happened, I think we’ll see, you know, Pfizer and probably Moderna be authorized here in the US pretty soon also. So the market was, you know, very happy in terms of these, what we call Value Stocks. And most of these are companies that need the vaccine, in order to really get their business model back to full, you know, capacity. They’ve been beat down. They’re inexpensive in relative terms. And so we saw those do well today.

Often, when that does happen, we see some softness in technology that happened today also. And we saw some softness in the clean energy. Also, although I think clean energy seems to be on its own path, sometimes it goes up, even when the value stuff goes up, too. That’s why we have all three, I really like it. I think that’s, you know, a good balance, as far as that goes, definitely helps the portfolio, we’ll have to see what kind of adjustments we need to make to the weighting of each one of those three over time, depending on what happens, but pretty good. But I do want to highlight one piece today, because it’s kind of seasonal. And it’s definitely one of the things that I’m really fascinated by right now, you know, one of the things you want to do is try to find positive information and results that are coming, even in this pandemic world. And one of them is kind of the explosion of online retail.

Well, this is an ETF that we have in some of our portfolios, it’s called IBUY, and this is right off their website. And if you’re gonna, you know, do your own work with ETF, you definitely want to take a look at the prospectus before you buy. But this is kind of fascinating, that’s shown 20% compounded annual growth in online retail sales from ’99, to basically second quarter of this year, which is a 4600% increase. And you can see, so this is percentage of sales that can be done online, it was around 1%, and ’99. And now it’s 16.1. But if you look closely here, we have this really big spike. And so if you were to turn that around, you would say to yourself, wow, there’s about 84% of the sales that are still being done, you know, not online. And so there’s a tremendous amount of room for growth here, potentially, as this goes.

And I think, you know, maybe this catalyst of the pandemic pushes people for the first time in a lot of cases, to do online purchases. And all of a sudden, you know, they’re quite interested in that and such too. So, you know, they’re showing a projection here for the number of buyers and the growth. So 2019, there was 2 billion buyers that would buy online, expecting that to grow to two and a half billion to 25% growth by 2023. The total dollars are huge, three and a half trillion globally, may be growing to six and a half trillion, that projection basis by 2023. So really fascinating pieces as far as that goes. And these are companies, you know, like Etsy, and Wayfair, and Amazon and Chewy and Stamps.com and yeah, all of these different things, they just have to have 70% of their revenue coming from online, you know, sales as far as that goes.

So if we want to look at kind of how it’s done so far, just in terms of the price movement, really amazing drop less than the stock market when it fell, and then really, you know, unbelievable growth here kind of hung out for a while during the pre-election period, and really is kind of broken out again. So very fascinating arena, to me, just something I’m kind of excited about. We’re heading into a Christmas season, I still think it’s going to be a really good one. And we might see some of the you know, revenues coming through for some of these companies. That could be pretty good this year. Anyway, so that’s what’s happening here today. Looking forward to seeing what’s gonna happen tomorrow. Thank you very much.

Tom Vaughan is a Certified Portfolio Manager and CEO of Retirement Capital Strategies. Retirement Capital Strategies is a registered investment advisor located in San Jose, California.

The opinions voiced in these presentations are for general information only and are not intended to provide specific advice or recommendations for any individual(s). The information provided herein is obtained from sources believed to be reliable, but no reservation or warranty is made as to its accuracy or completeness. Statements and opinions are subject to change without notice. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. Accordingly, you should not rely solely on the information contained in these materials in making any investment decision as the material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned in this presentation. Before acting on information discussed in this presentation, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Prospectuses, investment objectives, risks, charges and expenses of any investment product should be reviewed carefully before investing. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Retirement Capital Strategies and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Tom Vaughan or Retirement Capital Strategies unless a client service agreement is in place. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information, comments and questions. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Investment positions mentioned in these videos may be held in some of our existing portfolios. Tom Vaughan and Retirement Capital Strategies are unaffiliated and separate from those companies whose investment positions are mentioned and is not liable for their products or services.

By participating in any of these live streams, you agree that any questions submitted by you might be used by us in the future on this YouTube channel. We will not share your personal information.

If you have questions, please write to us at: asktom@talkmoneywithtom.com.

  • MoneyGuidePro®
  • Advent Software/Black Diamond Reporting
  • Riskalyze, Inc.
  • thinkpipes®
  • Right Capital
  • YCharts, Inc.