Transcript: Easan Arulanantham: So our next question is kind of like a hot topic, everyone, everyone’s feeling it whenever we go to the gas pump, we are feeling it now. But what is inflation doing to my retirement? And how does it affect my chances? Tom Vaughan: Yeah, surviving inflation, says that’s what’s been a
Transcript: Easan Arulanantham: How do I manage a 401k? Tom Vaughan: Yeah, that’s this is big area, though. So lots of money in 401k is here in Silicon Valley, right? I mean, there’s just no doubt about it. We’ve got these big amounts of income that people make here. Companies match, some of them even
Transcript: Easan Arulanantham: How does prop 19 affect the transfer of my house to my son? Tom Vaughan: Yeah, to sign, okay. So this was really interesting, obviously, with Prop 19. When you transfer your home to your beneficiaries, there is it’s like the sale was done, again, in terms of property taxes. So if
Transcript: Easan Arulanantham: On average, or average hourly pay is up strong 5.6% Over the last 12 months, and what’s its effect on the market? And just the Feds decision process on, you know, raising rates? Tom Vaughan: Yeah, so think about that. Wages are up 5.6%. So, year over year over the last 12
Transcript: Easan Arulanantham: Our first question relates to the market ran for the last two weeks. And now it’s kind of retreating. If you mentioned the semiconductor ETF multiple times Sox, you know, now that we’ve seen a pullback is a good time to add. Tom Vaughan: Yeah, it’s been interesting, you know, so x
Easan Arulanantham: How do I plan for my aging parents who don’t have enough money for retirement. Tom Vaughan: That’s a tough one, right? I mean, basically kind of getting into what’s called the sandwich generation, you know, where you have a person or a couple that are, you know, got kids, they’re caring for
Transcript: Easan Arulanantham: What are your thoughts on direct indexing versus, you know, just using the index funds like a VTI or VTO? Tom Vaughan: yeah, so direct indexing is where you’d make your own index, there’s some companies that you can go to and say, hey, I want to make this index, probably more
Transcript: Easan Arulanantham: I inherited some money, and I want to invest, you know, what are some of my best bets in the stock market right now? Tom Vaughan: Okay. Well, obviously, it would help to know, ages and risk tolerance and kind of you know what, what people are looking at. But just in
Transcript: Easan Arulanantham: Got a new job. What should I do with my old 401k at my previous company? Tom Vaughan: Okay, so generally speaking, in my opinion of 401k, it just from our analysis and how many times we’ve looked at him, or what have you, is inferior to an IRA. And you can