Is Time or Timing More Important? Transcript: Easan Arulanantham: Timing the market, not timing the market is the way to go. Tom Vaughan: Yeah. So, you know, this is an interesting one, I actually had a client, write me this quote not too long ago, you know. So what he’s saying is that time in
Easan Arulanantham: So we have a current event on so this week, it was published at Social Security cross who is going to run out one year sooner than expected. So 2034. So 2035. So what is what does it mean when Social Security is trust runs out of money? And should I be concerned
Transcript: Easan Arulanantham: Should I change my how much I keep in my emergency fund after retirement? Because I’m not making any more money, I can’t just replace it just with my income. Tom Vaughan: Yeah, so here’s the thing about emergency money that’s really fascinating. There’s all these rules of thumb, you know, have
Tom Discusses Specific Versus Structured Withdrawals Transcript: Easan Arulanantham: In the past, you talked about Systematic Withdrawals. Why do you prefer Systematic Withdrawals, over strategies like the Bucket System? The Bucket System is the idea where you break out your account or assets into three categories. You have a short term bucket, which is keeping
No One Really Knows if a Downturn is Eminent Transcript: Easan Arulanantham: Why should I stay in the market? If I feel we’re going to have a downturn soon? Tom Vaughan: Yeah, that’s a good question, right? I mean, so if you feel like we’re gonna have a downturn? Well, one of the first things
Transcript: Katie Nealis: I have another great question in asking, I am getting older. And I don’t foresee me using up all of my assets. Should I start slowly gifting over some of my low cost basis stock, basic stuff, stocks and brokerage accounts to my children or grandchildren? If not, what should I gift?
Transcript: Katie Nealis: Why should I consider a 401k rollover to an IRA. Easan Arualanantham: So, there’s a few good reasons. But I think the biggest reason is, when you’re in a 401k, you’re cut a lot to whatever your plan gives you as investment options. When you roll over to an IRA, you’re have
Managing the Sequence of Withdrawals is Key to Retirement Wealth Success Transcript: Katie Nealis: “I am retired. I had an unexpected large expense that’s bigger than my emergency fund. Where should I pull the money from to pay it: Brokerage, IRA, or Roth IRA?” Tom Vaughan: Okay. Alright, so we have an expense that’s bigger
Health Care Insurance is Just One Consider When You Retire Early Transcript: Katie Nealis: I am retiring at 60. What should I be worried about compared to a normal retirement age? Tom Vaughan: Yeah, that’s a good question. So, you know, normal retirement age is an interesting question, you know, because that’s definitely changing in
Tom Explains the Relationship Between the Market and Earnings Reports Transcript: Katie Nealis: So right off the bat, Tom, we have a great question in from a man who gives us many great questions Woody. And he’s asking Tom, after the closing bell on Thursday, CNBC folks seem a bit surprised over the down market