Transcript: Easan Arulanantham: Should I consider a Roth or Roth IRA conversion when the market is trending downwards? Or in a down market? Tom Vaughan: Yeah, I mean, first, you have to figure out whether you should do a Roth conversion. You know, there’s a whole bunch of criteria, we’ve talked about that quite a
Transcript: Easan Arulanantham: How do the new R or Required Minimum Distribution tables affect my retirement? Um, I know that the first of this year, there’s new tables. Tom Vaughan: Yeah, so what ASINs referring to, there’s the, you know, if you have a retirement plan, a 401k, or an IRA, especially traditional ones, this
Transcript: Easan Arulanantham: A phrase that’s been going around in my peer group is VTI and Chill or VOO and Chill as an investing strategy for your equities. What are your thoughts on that? Tom Vaughan: Yeah, that’s been out there for quite a while. We didn’t have the chill word. But there’s a group
Transcript: Easan Arulanantham: How do I balance my child’s education with my own retirement? Tom Vaughan: Yeah, that’s a question that’s come up before too. I really think that’s a kind of a core question. Because you know, both are expensive, right? In today’s world,you know, the college costs can be quite high. And the,
Transcript: Easan Arulanantham: International stocks have been doing well for the past week, you know, is this on your radar? And should I be looking to buy these? Tom Vaughan: Yeah, international stocks have had a good five day run here actually really outperformed the stock market here. I watch international all the time, I
Transcript: Easan Arulanantham: With the changing market, what are you investing in? Like with this current market? Tom Vaughan: Yeah, this current market, right now, I’m really looking strongly towards having a very, very diversified portfolio for starters. And because I think one of the things that that I find really fascinating is how sold
Transcript: Easan Arulanantham: I have some large, taxable gains on some positions, and they’re not doing as well as the market and kind of poorly underperforming. What should I do about these positions? Tom Vaughan: Yeah, this has been a really common thing, especially in the taxable accounts that we have, in 2020. You know,
Transcript: Easan Arulanantham: Are there any kind of New Year’s resolutions that I can do for my finances? Tom Vaughan: Oh, yeah, well, one thing I mean, there’s a lot of different things, a lot of different categories. But one thing that I am doing is I have pieces that we bought in 2020, that
Transcript: Easan Arulanantham: I want to add some Cryptocurrency each of my portfolio, should I be looking to pick individual coins that I think will be winners? Or should I try and buy a basket of coins? And if I get a basket, how many coins should I get? And then how should I, you
Transcript: Easan Arulanantham: Why does inflation makes stocks go down? And does it affect different kinds of types of stock differently? Tom Vaughan: Yeah, so the big theory behind inflation, making stocks go down. First of all, understand that it doesn’t always make stocks go down. It’s really high inflation or quick inflation, that makes