Tom explains if an Inherited Roth Can be Transferred Directly to the Owner’s Roth Account. Transcript: Katie Nealis: “When my children inherit my Roth and have to spend it over the next 10 year, can they move it over into their Roth accounts as a tax free?” Tom Vaughan: Yeah, unfortunately, no. I mean, this
Tom Tells Us How We Can Create an ESG Portfolio. Transcript: Tom Vaughan: Okay, so she’s saying that with the change in administration, you know, that whoever asked the question would like to do some more, you know, social responsible investing, is this something where I will, you know, not make as much because I’m,
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Tom, Should We Be Planning to Pay More Taxes Under the Biden Administration? Transcript: Katie Nealis: So we have another question from the question bank, do I need to make any moves because of the possibility of tax increases under this administration? Tom Vaughan: Yeah. So there are two pieces that are being talked about
Tom’s Advice on How Aggressive Our 529 College Plans Should Be. Transcript: Tom Vaughan: College 529 Savings Plans. This is kind of interesting. One of the ways that I look at this is that if you look at the 2000 downturn, if you look at the 2008 downturn, in both cases, it took five years
We Ask Tom if We Should Wait Before Investing in the Market. Transcript: Katie Nealis: Here’s another from the question bank, is the market too high to put in any new money at this point? Tom Vaughan: Yeah, I mean, you saw some of these charts, definitely, you know, that I was just showing you,
How Tom Thinks Inflation Might Impact the Stock Market. Transcript: Katie Nealis: What do you think about inflation and the impact it might have on the stock market? Tom Vaughan: Yeah. Okay. Yeah. So that the inflation is going to be very interesting, we really haven’t had much in the way of inflation for a
Tom’s Thoughts on Whether it is Better to Leave a 401k as it is, Or Roll it Into an IRA at Retirement. Transcript: Katie Nealis: Okay, so the next question is, should I roll over my 401k at retirement or leave it there? Tom Vaughan: This actually comes up quite often, you know, as people
We Ask Tom if Long-term Care Insurance is Something for the Average Person? Transcript: Tom Vaughan: Okay, so she’s asking is should the average person have long term care insurance? Wow, this is great question. In fact, I just had a situation with a client come up where she is not doing spectacularly health wise.
Tom’s Thoughts on Creating a Balanced Investment Portfolio. Transcript: Tom Vaughan: Okay, so Katie’s asking, one of the questions that come in is what is the best way to create a balanced portfolio? Well, okay, so going back prior to last year, really prior to, you know, kind of February, March of last year, I